Chancenkarte 2026: Requirements and Points Calculator for Moroccans
Everything about Germany's Chancenkarte — the points system, eligibility requirements, and how to calculate your score in 2026.
What Is the Chancenkarte?
The Chancenkarte (Opportunity Card) is a new type of German visa introduced in June 2024. It allows skilled professionals to come to Germany for one year to search for employment — without needing a job offer beforehand.
This is a game-changer for qualified Moroccans who want to work in Germany but struggle to find an employer from abroad.
The Points System
To obtain the Chancenkarte, you must score at least 6 points across the following criteria:
Qualifications (0–4 points)
| Criterion | Points |
|---|---|
| Degree recognised in Germany | 4 |
| Degree from a country with a bilateral agreement | 3 |
| Unrecognised university degree + 2 years of experience | 2 |
| Unrecognised vocational training + 2 years of experience | 1 |
Professional Experience (0–3 points)
| Criterion | Points |
|---|---|
| 5+ years in the field within the last 7 years | 3 |
| 2–4 years in the field within the last 5 years | 2 |
Language Skills (0–4 points)
| Criterion | Points |
|---|---|
| German B2 or higher | 3 |
| German B1 | 2 |
| German A2 | 1 |
| French or English C1 | 1 (bonus) |
Age (0–2 points)
| Criterion | Points |
|---|---|
| Under 35 | 2 |
| 35–40 years old | 1 |
Connection to Germany (0–1 point)
| Criterion | Points |
|---|---|
| Previous stay in Germany (min. 6 months) | 1 |
Real Examples: Moroccan Profiles
Youssef, 26, software engineer from Casablanca:
- Master's in Computer Science → 3 points (partially recognised degree)
- 3 years of experience → 2 points
- German A2 → 1 point
- Under 35 → 2 points
- Total: 8 points ✅ Eligible!
Fatima, 29, accountant from Rabat:
- Bachelor's in Accounting → 2 points (with experience)
- 4 years of experience → 2 points
- German B1 → 2 points
- Under 35 → 2 points
- Total: 8 points ✅ Eligible!
Required Documents
- Passport — valid for at least 18 months
- Diplomas — originals + sworn translation into German
- Language certificate (Goethe-Zertifikat or TestDaF)
- Proof of experience — translated employment certificates
- Financial proof — Sperrkonto (~€11,904) or bank guarantee
- Health insurance covering your stay
- German-format CV (Lebenslauf)
Costs of the Chancenkarte
| Item | Cost |
|---|---|
| Visa fee | ~€75 (~850 MAD) |
| Sperrkonto (12 months) | €11,904 (~130,000 MAD) |
| Document translation | 2,000–4,000 MAD |
| German courses | 10,000–25,000 MAD |
| Health insurance | ~€100/month |
What Can You Do Once in Germany?
During your Chancenkarte year, you may:
- Work part-time (up to 20 hours/week)
- Attend job interviews
- Do trial work periods (Probearbeit)
- Take German language courses
Once you find a qualified job, you can convert your Chancenkarte into a work permit without leaving Germany.
Calculate Your Points with Khedma Pro
Our Chancenkarte points calculator analyses your profile and automatically scores your eligibility. It shows you:
- Your current score
- Missing points
- Concrete steps to improve your score
This article is based on the official criteria of Germany's Skilled Immigration Act (Fachkräfteeinwanderungsgesetz), updated for 2026.